Household Budget Tools & Resources

Get your personal finances back on track with our highly recommended tools and resources for your household budget.



Getting debt relief is just a step away. Take a few minutes now to consider the different ways you can take to get out from under using this Debt Guide.

Debt Consolidation

Debt consolidation can help get you back on track fast, check it out.

Free Money Management Planner

Download free printable household budget personal money management worksheets to help you easily create a budget, review your financial situation, and help you make educated decisions for debt relief and protect your financial future. Learn more about our free downloads including our printable, Money Management Planner in PDF and Excel formats.

More Free Household Budget Tools

Money For Life ebook offering tips on how to budget, tracking where your money goes, and setting up financial goals.

Free Excel Spreadsheet Templates for yearly and monthly budgeting. Free Word Templates featuring letters to credit bureaus, creditors, and more.

Free Debt & Loan Calculators

Online Free Debt Calculator calculates payoff times and interest charged with and without extra payments.



Excel spreadsheet template Loan Payoff Calculator with or without extra payments.

This highly recommended credit counseling service can save you thousands of dollars.

Money Management Tools

If you prefer to track your finances off the computer, we found a unique and easy to use budgeting system that will help you in your every day tracking of your income and expenses.

BudgetMap zero based budgeting system Designed to track all your income and spending, including credit card usage, bank accounts, and cash on hand, this very simple tool is small enough to carry with you, right in your checkbook, wallet or purse. Budgetmap looks just like a check register.

This new spreadsheet check register makes it very easy to track and maintain your budget, because it opens up to show columns to allocate income and expenses according to your budget. You won't get lost in paperwork anymore with this money management checkbook register from BudgetMap.

With Budgetmap, you will know where your money goes, and what's more, where it needs to go! We highly recommend Budgetmap to help you break bad debt habits, and create new ways to save money.


Mvelopes makes it easy to create a budget and live with it.






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Getting The Answers You Need

Need help to get your expenses under control fast? Check this out.

Be sure and check out the various debt solution reviews, tips, and articles provided on DebtSteps.com:

Find Your Solution offers a comprehensive list of reviews to get out of debt once and for all. Get answers on bankruptcy, consumer credit counseling, debt settlement, money management, budgeting, loans and mortgages.

Debt Relief Tips & Articles to guide you on your way to financial freedom. Get the lowdown on dealing with debt collectors, handling money problems, understanding your credit, and more.




About Budgeting

Tips To Prioritize, Create & Maintain Your Personal Budget Learn how to prioritize, create and maintain your household finances for maximum results. Control your finances and protect your financial future.

Managing Your Money For Debt Relief In 15 Steps Relief starts with an honest evaluation of your money management skills. Learn how to evaluate your options to get out of debt now.

Budgeting Money For Debt Relief Reducing bill payments is easy once you know the steps for financial success. Learn the tips, secrets, and strategies you need for money management once and for all.

Household Budgeting ... Tips To Cut Waste More tips to help you create a personal budget you can live with. Learn easy strategies for successful money management.

Debt Management ...your habits create traps If you know what triggers your spending, you can control your impulses, avoid your traps, and finally get permanent relief.

Budgeting Debt Payoff ... Deciding Which Bill Is First Scheduling payoffs requires a good look at your spending habits, but more importantly, your life priorities, money management, and credit file for long-term relief.

Credit Card Debt Advice ... paying it back strategically. Prioritize and pay it down, it pays off!

Envelope System ... Zero Based Budgets Learn how the envelope system zero based money management can help you manage your money. Learn how to use Envelope Budgeting.

Using Debt Income Ratios In Debt Management Debt income ratios compare how much you owe with how much you earn. They provide a basic idea of your financial health. The lower your ratios, the more you have to save or spend on other things.

Your Credit to Debt Ratio ... The relationship between closing credit card accounts and your FICO score.

The Financial Community Recommended Budgeting Guidelines Getting, and keeping, your debtload in line with recommended guidelines, is an important step in debt relief and credit recovery.

Avoiding debt traps; what they are and how they affect you.

Managing Your Spending - 10 Minutes a Day to Get Out Of Debt You've seen it everywhere … Track Your Spending … and it sounds like a good idea but how do you do it where it doesn't take all day?

How to tell what you can afford and what you can't. Help on making smart money decisions.

Top 10 smart money tips for banking will give you simple steps on how to reduce banking fees and decrease transaction costs.

Finding ways to cut expenses on credit cards, mortgages and loans will free up extra cash for savings and fun. Get the best bank loan interest rates, avoid payday loans and tempting credit card offers, and learn how to cut expenses on debt. These ten tips will get you on the right track.

Top 10 tips to save gas. More gas saving ideas for your budget! You may not know how to lower gas prices, but you can certainly cut your gasoline expenses with these tips.

Energy Saving Ideas make sense with these 10 energy saving tips for home!

Free Household Budget Form automatically calculates totals and financial ratios.

Free budget calculators ... Use free financial calculators to calculate your way to financial control!

Credit Card Payoff Calculator ... Find out what you are really paying in interest on those credit cards!

Minimum payment credit card calculator shows how long it will take to payoff that credit card if you only make the minimum payments.

Free budgeting worksheets you can print out to prepare your monthly budget.

Household Budget Software ... Finding good household personal finance programs.

Household Budget Tools & Resources to help you get your personal finances back on track.

Personal Finances Library Audio/Visual Library Bookstore

Free Money Management Tutorials Learn with free tutorials to help you manage your money. Sound money management skills provide the basics for free bill elimination. Learn how to eliminate bills and acquire sound money management skills, absolutely free!







Get your personal finances back on track with our highly recommended tools and resources for your household budget.