Online Credit Reports
& Where To Get Them ... Free Reports By Mail
There
are now 4 ways to get a copy of your credit file for free:
- if you think you have been a victim of credit fraud or identity theft;
- the law now allows you to get a copy once annually from the major credit
bureaus;
- if you were turned down for credit within the last 30 days; and
- as a bonus for signing up for credit monitoring.
You can write a letter to one or all of the major credit bureaus, and request
a copy of your free report for the first three items above:
Equifax Information Service Center
PO Box 740241, Atlanta, GA 30374-0241
Experian National Consumer Assistance Center
PO Box 9595, Allen, TX 75013-0036
Trans Union LLC, Consumer Disclosure Center
Springfield, PA 19064-0390
Getting Your Free Credit Report Without A Credit Card
A new law added to the The Fair Credit Reporting Act (FCRA) says each of the
nationwide consumer credit reporting agencies - Equifax, Experian, and TransUnion
- must provide you with a free credit report without a credit card, upon your
request, once every 12 months.
You do have to make the request however; but the Federal Government has made
that exceptionally easy. Just visit
AnnualCreditReport.com
each year to request your annual free credit reports.
The fourth way to get free online credit reports is to sign up for a credit
monitoring service that offers the report as a bonus.
This site offers you more than a free credit report ... you'll also
receive a free credit score and free debt analysis when you subscribe to their
credit monitoring service. All this online in seconds. From a name you can trust,
Credit.com
.
Credit Report Monitoring Services
You can put a stop to Identity Theft by using the only Identity Theft Prevention
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Just The Report Without Monitoring Services
We
highly recommend
Credit.com
to obtain your free online credit reports,
or fee paid reports. One reason is the value, but also, when you request your
online credit reports from them, they ensure your personal request does not
get marked and adversely affect your credit record. This is not something every
provider offers.
All 3 Credit Reports ... Anytime, As Often As You Need
You can get your online credit reports instantly, anytime, as often as you need
them, and it only takes a minute from
PrivacyMatters

.
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Online Credit Reports
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Online Credit Reports & Where To Get Them.
From fee paid to free online credit reports.