Yes, You Can Find
Credit Card Debt Relief Here!

You've now found credit card debt relief. 
Imagine a life free of financial stress just a few steps away...

You can make that dream a reality now!

No more worrying about how you are going to make ends meet. No more harassing phone calls from creditors. No more fear about losing your home or having your wages garnished. 

Yes, you can learn how to
 yourself, your family and your assets! 

If this sounds like a dream to you, think again! This site was created to help you find out how to get out of debt. You can compare debt solutions, and find the right credit card debt relief option for your situation.

We aren't selling anything …

the information on this site is FREE!

 We've been there, done that and know you need the same help we did at one time. There is so much information about credit card debt relief out there, but we have it all in one place, just for you!

 If you are just starting out in your plan to get out of debt, here is the path we recommend you  follow:

  1. Budgeting
  2. Credit Counseling
  3. Consolidation Loans
  4. Debt Negotiation
  5. Bankruptcy

We recommend you start with budgeting because you need to see where your money is going now in order to fix the issues that contributed to your current debt load.

No matter how bad, we can help you find the RIGHT way out!

If you are buried under a mountain of bills and looking for credit card debt relief, it can sometimes be very tempting to jump at the first program that offers hope. But, if you are too worried and stressed about your current situation, it can be difficult to make sound financial choices.

No Scams Allowed on DebtSteps ...  We only recommend sites and companies that will really help you!

Don't fall for debt scams. Too many unscrupulous sites await your visit. They are just hoping to catch you unaware and ready to fall into their trap. However, even a quick internet search presents so many credit card debt relief options that it is difficult to know where to start.

Goldy says:

You won't find a "get out of debt now" card on this site. You will have to review the various options, tips, etc. to make the right choice.

One financial "expert" recommends debt consolidation while another suggests credit counseling. One person will tell you that bankruptcy should be avoided at all costs, but another will state that it is often the best debt relief option. And, of course, every organization promotes their solution as the best option available. So, how do you know who to believe?

Now there is real debt help and it is free!  Get the information you need so you can make an informed financial decision about your debt.

Here is where you can find everything you need to take control of your finances and it doesn't have to cost you a penny! All of our information is free and ready to help you!


We've talked with the experts … accountants, lawyers, credit counselors, etc. and we've talked with many families who have tried the various options.  We know the information you need to move forward and get out of debt.

Debtsteps is all about helping you get free debt relief help to manage your finances. Whether you need help qualifying for credit, paying it off, getting control of debt collection, managing your budget and more, we can help you. Step by step, one day at a time, to get back control of your life ... your money!

Here is just a sample of
how we can help you find credit card debt relief ...

Choosing the right debt solution can be easy once you know what is available and understand how each option will affect your specific situation. And, you can find all the answers you need right here!

bankruptcy options


Usually considered as a last resort, there are times when you should consider it first. Which chapter should you file? How long does it take? Do you qualify? Which debts stay with you? Which assets can you keep? Learn more ...


Budgeting isn't something to fear. Embrace it to change your spending habits.  Quick tips for tracking and cutting expenses to affordable levels, budgeting guidelines, ratios you need to know about. Learn more ...

loan options


Is borrowing to consolidate debt always a wise choice? Which debts are the best to pay off first with your loan? Will you be able to get a decent interest rate if you refinance your mortgage?  Learn more ...

counseling options


Can credit counseling really help relieve a stressed budget? One-on-one consulting can help you get to the root of your money issues. How does it work, what does it cost & what do you need to do? Learn more ...


There are times to pay and times to negotiate for a lower balance. Which debts can you settle for pennies on the dollar? Do you pay taxes on settled debts? Learn more ...

Debt Collectors

What can be done if your rights as a debtor are violated? How can you stop harassing calls from creditors? Get tips on how to handle creditors call you, Learn more ...

More debt reduction tips for you.

More Tips

Can you rebuild your credit score? Do you want to sell your home to reduce the debt load you carry? What do you need to know about credit cards? Learn more ...