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Debt Tips
Using a Budget to Get Out of Debt
If you’ve started out your adult life in debt, it can frustrate you and make you apprehensive regarding the future. However, you can create a budget so that you’ll be able to pay your bills off, get out of debt, and start saving for your future. Some people might equate the word budget with austerity […]
How To Avoid Debt Like a Pro
According to the Money Advice Service, over 8 million people across the UK are living with debts. Whether you’re struggling to pay your monthly bills, have credit card debt or simply rely on an overdraft, debt can be difficult to manage. Whilst there are places you can turn to such as Citizens Advice, your local […]
Staying in Control of Your Debt
Getting into debt is quite an easy thing to do but getting out of debt is a little more complex. However, staying in control of your debt is easier than you think, and the longer you monitor it, the sooner you will see the debt disappear. If you find yourself in money trouble, it is […]
Do you have a Money Problem?
A quick test, to see if you have a money problem, is to ask yourself how much you owe. If you don’t know how much money you owe your creditors, off the top of your head, then you are on your way to serious financial issues. Whether you have a money problem, or just seriously […]
What is a Charge-Off & How Can I Get it Removed?
We talk a lot about credit here at Debt Steps, and there’s a reason for that: it’s one of the most important aspects of your financial stability. Without good credit, you’re going to to get stuck with high-interest rates and many of the major financial milestones in your life will be out of reach. One […]
Household Budget Software
Household budget software decreases the amount of time you spend rewriting, calculating, and adjusting your monthly worksheets. Good personal finance software will also help you control your spending because it gives you up to the minute views of where your money is going, and what you have left for the month. Taking the time to […]
Worst Money Mistakes: Ever Made a Poor Financial Decision You Regret?
Share Your Worst Money Mistakes Stories Here and Help Others Avoid the Pain of Learning the Hard Way! I’ve done it, you’ve done it, we’ve all done it … spent money and then realized that it probably wasn’t the smartest thing to do. Maybe you are even a little embarrassed about throwing away your hard-earned […]
Sample Settlement of Debt Letter
Being able to use our sample settlement of debt letter puts you squarely on the path to getting out of debt. But, first, you really need to evaluate your finances, and understand what you can and cannot afford to do, before you make an offer to a creditor. This free help writing a debt settlement […]
Credit Card Calculator
This minimum payment credit card calculator will show you how much interest you will end up paying as well as the number of months/years it will take to pay off your balance if you make only the minimum required payment on your credit card bill. Credit Card Minimum Payment Interest Calculator V2 This calculator will […]