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Easy access to student credit card offers has led to an escalating amount of debt among teens. However, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) introduced new laws that will make it harder for students to qualify for credit cards. These new laws aim to reduce student credit card debt. About […]

In order to avoid generating an astounding quantity of debt, read the following suggestions that will allow you to keep credit card balances under control. You can stop credit card debt by managing your credit with free debt management tips. Credit Card Debt Management Tips First of all, the best practice to alleviate your debt […]

Good credit opens a world of options; but what if you don’t have that? Finding poor credit, prepaid and secured personal and business credit cards isn’t hard. Let’s learn about the various types of credit cards available today. The options offered by different credit cards depend on what your requirements are. You will obviously consider […]

We are all seeking practical money-saving tips that will change our lives. Let’s face it, inflation is up while earnings are at an all-time low! There has to be some median where we can get and enjoy the things that we need and want, while at the same time, having money left over to handle […]

When looking for a personal loan for bad credit, it is important you know what your borrowing options are, the fees the lender will charge, as well as the payment terms and interest rates. Here are some tips for finding signature loans when you don’t have perfect credit. Types of unsecured loans include: personal loan […]

When it comes to deciding how to create a system to get out of debt, there are steps you need to take to prioritize, create and maintain your household budgeting. Instead of feeling lost, frustrated and confused, here are a few tips to help you to prioritize your debt and expenses to get the most […]

Do you know your options for getting out of debt? Debt burden is a highly stressful experience. The worry can make for many wakeful nights. Juggling day to day finances is bad enough without the extra concern caused by overdue debt. There are a variety of things that contribute to out-of-control debt. Poor financial management […]

Applying for a no credit credit card isn’t hard when you know where to look and how to apply. When applying for a credit card or a loan, a lack of credit history might prove to be a problem just like the presence of bad credit. In fact, in the apparently strange world of credit, […]

New laws for student credit cards make it more difficult for teens to obtain credit. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (CARD) was introduced to bring about more responsible borrowing and encourage more accountability in debt management. Since many credit card companies target vulnerable college-aged students, a large portion of CARD […]

In 2005, new bankruptcy laws were introduced as a result of the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). Significant changes have been made to the U.S. Bankruptcy Code, and it is important to understand the implications of these changes and what they mean to you when it comes to your bankruptcy options. 1. […]